Preheat oven to 350 degrees F. Grease and flour an 8x5" loaf pan.
In a large bowl, mash bananas with a whisk. Whisk in brown sugar, eggs, vanilla and coconut extract.
Stir in coconut milk with whisk.
Add pudding mix, both flours and baking soda to the bowl and stir until just combined.
Stir in chocolate and butterscotch chips. Be careful not to overmix.
Spread into prepared pan and bake for 50-65 minutes, until a toothpick comes out clean or with moist crumbs. *If your bread is browning too quickly, cover loosely with a piece of greased tin foil for the second half of baking time.
Let cool at least 10 minutes before removing from loaf pan. If desired, drizzle with chocolate and caramel sauce of choice.